Online Banking


Serving Earling, Harlan, Woodbine & surrounding areas!


We offer ATM access at all three locations. The machines can be used to get cash from your account(s) and transfer money between accounts 24 hours a day, seven days a week.

Debit Cards:

Use this card everywhere Debit MasterCard is accepted and have your purchase automatically debited out of your checking account without having to write a check! The card can also be used at ATM's to withdraw cash out of your checking and/or savings account.


We offer a variety of loan types including: Personal Loans, Auto Loans, Home Loans, Business Loans and Agriculture Loans.


We offer Personal Checking and Savings Accounts, Student Checking and Savings Accounts, Money Market Accounts, Individual Retirement Accounts , Health Savings Accounts, and Business Checking Accounts.

Funds Availability Disclosure

Safe Deposit Boxes:

Our safe deposit boxes are the perfect place to store valuables and important papers. The contents are safe from fire and natural disasters. The boxes range in price from $9.00 per year to $42.00 per year depending on the size of the box.

**FDIC does not insure safe deposit box contents.**

Automatic Transfers:

We can set up an automatic transfer between accounts to help you save money or to pay loans with no-hassle for you. This is a good way to save for the future or to ensure that loan payments are made on time.


Your Farmers Trust & Savings Bank Business Debit Mastercard will no longer come with certain insurance benefits. The cancellation of your insurance benefits under the following policies will be effective July 1, 2019, at 12:00 am (EDT) (“Effective Date of Cancellation”): (1) Extended Warranty - Policy No. 84161537-03 (2) Purchase Assurance – Policy No. 84161537-03, and Mastercoverage Policy No. 84161543. Your coverage cancellation is due to changes in the Mastercard card program. If coverage under any of the above-referenced policies attaches to a purchase made with your Mastercard prior to the Effective Date of Cancellation, benefits will be provided for that purchase pursuant to the policy terms in effect at the time of coverage attachment, notwithstanding your coverage cancellation. For more information about your coverage, please refer to your card’s Guide to Benefits. To view your Guide to Benefits, please visit Debit Card Holders and Small Business Cardholders). The policies are issued by New Hampshire Insurance Company, an AIG Company.